What is MTN momo and how does it work? I was wondering what the MTN momo was all about until I decided to dig more today to find out myself, however, it's a new platform designed to help MTN subscribers to easily send and receive money all over Nigeria.


I first heard about MTN momo when it was advertised in one of the Ghanian Tv stations but now we can enjoy the same thing here in Nigeria. However, sending and receiving money has become easier with MoMo Agents, you can send and receive money anywhere in Nigeria.

MTN Momo Agents can be found in 774 local governments in Nigeria and are fully equipped to deliver banking services right to the doorsteps of millions of Nigerians. Their main work is to help you send money and receive money conveniently without visiting any bank. This platform is similar to Firstmonie powered by Firstbank Nigeria PLC

MoMo Agents and what they do

MTN momo agents are those retail outlets right next to you in your neighborhood equipped to render financial services, with the help of MTN momo agent you will be able to send and receive money anywhere in Nigeria.

The question now is how do we find Momo agents but thanks to MTN for making it easier by creating a simple shortcode that will help you find any registered Momo agents near you. To locate the nearest MoMo Agent to you simply text Agent to 64625 or simply dial *223# and follow the prompt.

Benefits and why you should use Momo Agents for sending and receiving money

Using momo agents for your transactions has lots of benefits especially when you are living where there is no bank and some of the benefits are:

• Does not require a smartphone or Internet
• Convenient & simpler alternative to regular banking
• Fast & Secure

How to Send and Recieve money through MTN Momo Agent

This is the most important part of it all, below is the step to step guide on how to send and receive money through MTN Momo agents.

5 Easy Steps to Send Money Through a MoMo Agent
Step 1:

Locate or Visit MoMo Agent Nearest to You.

To Locate Agent:

Text Agent to 64625 or
Text Agent LGA/State to 64625. You will receive a text message containing the list of agents e.gAgent Ikeja/Lagos to 64625
You will receive a text message containing the list of Agents
OR

Look out for MoMo Agent Available Here Sign
Step 2: Handover Cash and receiver’s phone number to Agent

Step 3: 5 digits control number will be sent to you once agent complete transaction. Another 5 digits will be sent to the receiver of the money.

Step 4: Communicate your 5 digits control number to the receiver of the money

Step 5: Inform the receiver to locate the nearest agent and present the 5 digits control number to collect the money

5 Easy Steps to Receiving Money

Step 1
Locate or Visit MoMo Agent Nearest to You.

To Locate Agent:

Text AGENT to 64625
OR

Text Agent LGA/State to 64625. You will receive a text containing the list of agents e.g Agent Ikeja/Lagos to 64625
You will receive a text message containing the list of Agents
OR

Look out for MoMo Agent Available Here Sign
Step 2
Present the 5 digits control number from the sender and other 5 digits control number sent to you.

Step 3:
Handover 5 digits number to the agent

Step 4:
Handover 5 digits number received from the Sender to the agent

Step 5
Receive Cash from the agent