Introducing GTBank Quick Credit, How to get fast and low interest loan


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The reigning Nigerian commercial bank GTBank has introduced a Quick Credit loan offer designed to help their customers grow their business and help them solve their urgent financial needs without any form of paperwork or collateral. However, this is different from the small amount you normally get using some loan mobile app that only allows you to borrow a small amount of money.

With GTBank Quick credit you can access up to 5 million Naira loan within few minutes and the good news is that Quick Credit is not like GTBnak Salary Advance that you must have your salary account domiciled with GTBank before you can be eligible to request for a loan.

Interestingly, It doesn't matter whether you are a salary earner or self-employed, you can now get the cash you need for your business and other personal needs instantly. No paperwork or collateral required and you have enough time between 6 - 12 months to payback. Quick Credit gives you funds up to N5million at an interest rate of 1.33% monthly. No Hidden Charges.

Requirements and process on how to access Gtbank Quick Credit

Seeing loan offer up to 5 million might have touched your heart but the question now is how to access this loan, how can be eligible and what needs to be done to have this cash?.

Well, there is no big deal but this loan is only for Gtbank customers on good standing. If you don't have an account with Gtbank then this offer is not for you unless you are already planning to open an account with them. However, having an account with GTBank is not just enough to be eligible for a Quick Credit loan. Below are the criteria used to determine whether you are eligible for a Quick Credit loan or not.

  • You are required to maintain a minimum monthly lodgement of N20,000 or earn a minimum net monthly salary of N10,000
  • Must not have any history of dud cheques
  • Good satisfactory credit reports
  • Must not have any unpaid obligations

You have seen the requirement and to explain further you must be having a transaction of at least N20,000 Naira monthly on your account or earn more than 10k monthly after Tax or other deductions. Dud cheque, on the other hand, is a fake and worthless cheque rejected because the person that issued the cheque doesn't have enough money or don't have any money at all in his or her account.

Having a good satisfactory credit report is all about your account cash inflows and outflows, how regular your receive and send money matters a lot and you must not be owning the back any amount due for payment.

To get started you need to open an account if you don't have a GTBank account but if you have simply request Quick Credit instantly by dialing *737*51*51#, login to GTbank online banking or use their mobile app.

Usuful question and answers about Quick Credit

I will cut the long story short by bringing you this question and answers provided by Gtbank. Every other thing you need to know will be explained below.

  • What are the minimum and maximum loan amount?

    You will be able to get a minimum of N10,000 and a Maximum of 5 Million Naira.

  • What is the maximum tenor for QuickCredit?

    The available Loan tenor is between 6-12 months, maximum of 1 year.

  • What interest rate will I be paying if I use/apply for Quick Credit?

    You are going to be paying 1.33% per month.

  • What are the other fees to be paid on Quick Credit?
    No hidden charges. No Management Fee.

  • How can I access the Quick Credit loan?

    You can access quick credit loans using the following through USSD (*737*51*51#), Internet Banking and Mobile Banking App.

  • Is there a minimum and maximum age for eligibility?

    Yes, the applicant must not be less than 18 years at the loan application date and should not be older than 59 years at the loan maturity date.

  • What if I have an existing loan with other banks on Remita platform, can I still apply for Quick Credit?
    Yes, you can

  • How long does it take to access Quick Credit?

    Quick Credit will be availed immediately after a successful application.

    You can find out more on GTBank website here
« Last Edit: February 21, 2020, 03:19:02 PM by Everest »

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