This article centers on UBA transfer codes, a set of USSD digits necessary for the bank's mobile banking. It details the procedures to be taken by customers on how a USSD, mobile, and internet banking could be initiated. Both have their peculiar advantages as well as their unique disadvantages; these would be highlighted.
The UBA transfer codes initiated using the USSD protocol. The functions of each ‘magic codes,’ including other accompanying self-service options would be discussed as you read along.
The United Bank for Africa (UBA) Plc is one of the biggest financial institutions in Nigeria and Africa generally. The bank has subsidiaries in Nigeria, Ghana, Benin, Ivory Coast, Burkina Faso, Guinea, Chad, Cameroon, Kenya, Gabon, Tanzania, Zambia, Uganda, Liberia, Sierra-Leone, Mozambique, Senegal, DR Congo, Congo Brazzaville and Mali.
Established in 1949 as the British and French Bank Limited (BFB), the bank had a name change after being incorporated as a limited liability company on 23 February 1961. And in 1970, UBA listed its shares on the Nigerian Stock Exchange, becoming the first Nigerian bank to do so. The bank merged with Standard Trust Bank (STB) Plc in 2005, maintaining the name 'UBA' after the alliance.
UBA's financial assets were valued at NGN:5,604 billion (US$14.6 billion) as at December 2019, and the group's shareholders' equity of NGN:597.97 billion (US$1.56 billion) was declared then.
UBA transfer codes
Using an electronic payment system as against the traditional way of making transactions in banks has many advantages than setbacks. One of them is convenience: customers are afforded the ease of paying bills, making transfers, and getting an account statement right from the comfort of the home.
Another benefit of using an electronic means of banking is the cut in expense brought about by the ease of its use and time management. Others include the elimination of theft and losses, and to a certain degree encourages budgeting. UBA avers that it's mobile banking works on all phone types and does not require data to send money or engage in other services.
Other benefits which the bank has listed include that it allows you to send money to accounts in any Nigerian bank and that it allows for higher transaction limits of up to N1m per day.
Before initiating a UBA mobile banking, it is presumed you must have had an account with the bank, and have their mobile number registered with the bank. You wouldn't be able to perform self-service mobile banking if you are using a mobile line not linked with your account. As such, be certain that you're using your banking line for the UBA mobile banking, or any other bank's mobile banking services.
Initiating (activating) a UBA transfer code service as a new customerThe UBA transfer/mobile banking code is *919#
. As a new customer, you would need to activate the service before engaging it to use, and it's simple.
With the mobile line, you opened an account with, dial the magic banking code, *919#, and follow the on-screen prompt to generate a 4-digit transaction pin. After successful creation, you can begin performing a mobile banking service.
The different UBA transfer codes Sending money to a UBA account
With the mobile number, you registered your mobile banking with, dial *919*3*account number*amount#
to transfer funds to another UBA account. Sending money to other banks
Still with the mobile line you registered for mobile banking with, dial *919*4*account number*amount#
to transfer funds to other bank accounts which are not UBA accounts.*919# Airtime recharge
Airtime recharge to your MTN, 9mobile, Airtel, and Glo line is made simpler and convenient with *919# airtime. Read About
: Nigerian Banks Transfer Codes
To top-up your line, dial *919*amount#
, example, to top-up a thousand naira, dial *919*1000#. In like manner, to recharge your friend's or relative's line, simply dial *919*Phone Number* Amount#
.*919 flight booking
Conveniently pay for your flight with the unique flight booking service made possible with UBA mobile banking.
To pay for your flight, follow the below procedures:
- Dial *919*12#.
- Input your 4 digit Magic Banking PIN.
- Select any of your UBA bank account you wish to pay from.
- Select desired airline and input flight PNR (Passenger Name Record).
- Input phone number of passenger and payment amount (Passenger Name Record), and you've successfully booked a flight with convenience.
Summary of UBA mobile banking codes
|Transaction Type||Magic Banking Code|
|Top-Up for Self||*919*amount#|
|Top-Up for Others||*919*phone number*amount#|
|Transfer to UBA Account||*919*3*account number*amount#|
|Load UBA Prepaid Card||*919*32#|
|Transfer to Other banks||*919*4*account number*amount#|
|ATM Cardless Withdrawal||*919*30*Amount#|
|Airline Ticket Menu||*919*12#|
|Africa World Airline||*919*12*394#|
UBA mobile and internet banking (U-direct)
The UBA mobile and internet banking perform similar functions to the transfer codes. With any of them, you could make a transfer, pay bills and recharge your lines conveniently, although you would need to have an active internet connection.
Popular questions pertaining to mobile banking like the following are regularly asked:
- How do I check my UBA account online?
- How do I register for UBA internet banking?
You register for UBA mobile banking and/or internet banking through any of the following ways:
- Through a UBA debit card;
- By the use of UBA Prepaid Card;
- By the use a UBA Account plus a Secure Pass (You could use the secure pass (token) which you had used for UBA Internet Banking here for an online banking registration)
- Branch SignUp: a mobile banking or internet setup could be made for you at any UBA branch.
The mobile and internet banking are safe and secured. Download the UBA mobile banking app for Android here
, and download the UBA mobile banking app for IOS
Contact UBA through any of the following mediums: (+234) 01-2808822 (2808UBA);
(+234) 07002255-822 (0700-CALL-UBA); a mail to [email protected]
The bank has billionaire
Tony Elumelu as its Chairman, and Kennedy Uzoka as CEO and Group Managing Director & Executive Director.