This article centers on UBA transfer codes, a set of USSD digits necessary for the bank's mobile banking. It outlines the steps clients must follow to start USSD, mobile, and internet banking. Both have their particular advantages as well as their unique disadvantages; these will be highlighted.
The UBA transfer codes were initiated using the USSD protocol. The functions of each 'magic code,' including other accompanying self-service options, will be discussed as you read along.
About UBA
The United Bank for Africa (UBA) Plc is one of Nigeria's and Africa's most important financial institutions. The bank has subsidiaries in Nigeria, Ghana, Benin, Ivory Coast, Burkina Faso, Guinea, Chad, Cameroon, Kenya, Gabon, Tanzania, Zambia, Uganda, Liberia, Sierra-Leone, Mozambique, Senegal, DR Congo, Congo Brazzaville, and Mali.
Established in 1949 as the British and French Bank Limited (BFB), the bank had a name change after being incorporated as a limited liability company on 23 February 1961. And in 1970, UBA listed its shares on the Nigerian Stock Exchange, becoming the first Nigerian bank to do so. The bank merged with Standard Trust Bank (STB) Plc in 2005, maintaining the name 'UBA' after the alliance.
The value of UBA's financial assets was NGN:5,604 billion (US$14.6 billion) as of December 2019, and at that time, the group's shareholders' equity was stated to be NGN:597.97 billion (US$1.56 billion).
UBA transfer codes
Using an electronic payment system against the traditional way of making bank transactions has many advantages than setbacks. One of them is convenience: customers are afforded the ease of paying bills, making transfers, and getting an account statement right from the comfort of their homes.
Another benefit of using electronic banking means is the cut in expense brought about by the ease of its use and time management. Others include eliminating theft and losses and, to a certain degree, encouraging budgeting. UBA avers that its mobile banking works on all phone types and does not require data to send money or engage in other services.
Other benefits the bank has listed include that it allows you to send money to accounts in any Nigerian bank and for higher transaction limits of up to N1m per day.
Before initiating a UBA mobile banking, it is presumed you must have had an account with the bank and have your mobile number registered with the bank. You wouldn't be unable to perform self-service mobile banking if you use a mobile line not linked with your account. As such, be sure you're using your banking line for UBA mobile banking or any other bank's mobile banking services.
Initiating (activating) a UBA transfer code service as a new customer
The UBA transfer/mobile banking code is *919#. As a new customer, you need to activate the service before engaging it to use, and it's simple.
You open an account with the mobile line, dial the magic banking code, *919#, and follow the on-screen prompts to generate a 4-digit transaction pin. After successful creation, you can begin performing a mobile banking service.
The different UBA transfer codes
Sending money to a UBA accountYou registered your mobile banking with the mobile number, dial
*919*3*account number*amount# to transfer funds to another UBA account.
Sending money to other banksStill, with the mobile line you registered for mobile banking with, dial
*919*4*account number*amount# to transfer funds to other bank accounts which are not UBA accounts.
*919# Airtime rechargeAirtime recharge to your MTN, 9mobile, Airtel, and Glo line is simpler and more convenient with *919# airtime.
Read About:
Nigerian Banks Transfer CodesTo top up your line, dial
*919*amount#. For example, to top up a thousand naira, dial *919*1000#. In like manner, to recharge your friend's or relative's line, dial
*919*Phone Number* Amount#.
*919 flight bookingConveniently pay for your flight with the unique flight booking service made possible with UBA mobile banking.
To pay for your flight, follow the below procedures:
- Dial *919*12#.
- Input your four-digit Magic Banking PIN.
- Select any of your UBA bank accounts you wish to pay.
- Select desired airline and input flight PNR (Passenger Name Record).
- Input the phone number of the passenger and payment amount (Passenger Name Record), and you've successfully booked a flight with convenience.
Summary of UBA mobile banking codes
| Transaction Type | Magic Banking Code |
| Check Balance | *919*00# |
| Top-Up for Self | *919*amount# |
| Top-Up for Others | *919*phone number*amount# |
| Transfer to UBA Account | *919*3*account number*amount# |
| Load UBA Prepaid Card | *919*32# |
| Transfer to Other banks | *919*4*account number*amount# |
| Pay Bills | *919*5# |
| ATM Cardless Withdrawal | *919*30*Amount# |
| Airline Ticket Menu | *919*12# |
| Africa World Airline | *919*12*394# |
| Egypt Air | *919*12*077# |
| Ethopian Airline | *919*12*071# |
| Lufthansa | *919*12*220# |
UBA mobile and internet banking (U-direct)
The UBA mobile and internet banking perform similar functions to the transfer codes. With any of them, you could make a transfer, pay bills and recharge your lines conveniently, although you would need an active internet connection.
Popular questions about mobile banking like the following are regularly asked:
- How do I check my UBA account online?
- How do I register for UBA internet banking?
You register for UBA mobile banking and internet banking through any of the following ways:
- Through a UBA debit card;
- By the use of the UBA Prepaid Card;
- By the use of a UBA Account plus a Secure Pass (You could use the secure pass (token) which you had used for UBA Internet Banking here for an online banking registration)
- Branch SignUp: a mobile banking or internet setup could be made for you at any UBA branch.
Mobile and internet banking are safe and secure. Download the
UBA mobile banking app for Android here, and
download the UBA mobile banking app for IOS.
Contact UBA through any of the following mediums: (+234) 01-2808822 (2808UBA);
(+234) 01-6319822;
(+234) 07002255-822 (0700-CALL-UBA); a mail to cfc@ubagroup.com
The bank has
billionaire Tony Elumelu as its Chairman and Kennedy Uzoka as CEO and Group Managing Director & Executive Director.
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