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1
Bank/Money / Re: (Good News) FairMoney Introduced Loan Extension
« Last post by Cecelia Aganyi on June 28, 2022, 09:37:33 PM »
2
Lotto Games / Re: 5 Benefits of playing Nigerian lotto Games online
« Last post by Sunny090 on June 28, 2022, 05:22:47 PM »
Good Idea
3
Apps/Software / Top 10 Document Editing Programs You Can Use Right Now!
« Last post by Everest on June 28, 2022, 10:42:11 AM »
Record keeping is no longer necessary because of the advancements in computer technology. In today's digital world, everything from keeping track of customer information to drafting a critical company document is done electronically.

The digital age has given birth to next-generation document editing software to meet the ever-changing demands of modern consumers. There has been a dramatic shift in document management technologies over the last several decades.

Before, Microsoft office software was always brought up in conversation when someone wanted to create or update a document. However, things have changed. Aside from Microsoft Office, there are various other free and paid software options that you may want to investigate.

We all use Excel spreadsheets, PDF files, PowerPoint presentations, and Word documents in our personal and professional lives. For the seamless running of your most critical initiatives, you'll have to deal with several of these papers daily. However, there are occasions when extensive editing is required to bring these papers up to snuff. A third-party program or application may assist you in making any essential adjustments to your papers. This year's top document editing software includes the following programs:

1. Microsoft Office




You can make edits to anything using Microsoft Office, including word documents, PowerPoint presentations, spreadsheets in Excel, Outlook, OneDrive, OneNote, Access, and Publisher. After subscribing, you will automatically be provided with the most recent program versions, which are then regularly updated. Microsoft Office is one of the most flexible pieces of software since it can be used for tasks at home, in the workplace, or the classroom. It is convenient for users of any age to use the service from their chosen location.

Microsoft's free online version of the expensive MS Office software has been quite successful. To use Office Online, you do not need a license for the desktop version of Microsoft Office. It is intended to be a version of desktop software that is complimentary and comes with various capabilities comparable to those found in Google Docs.

Document sharing is a breeze by using the Share button in the upper right corner of Office Online documents. Because it operates inside the browser, there is no need for you to be concerned about repeatedly storing the file. Every alteration is preserved without human intervention. The capability to edit PDF files is not included in this product.

2. Acrobat DC



Check out Acrobat DC if you're looking for a program that will provide more features than only the ability to edit PDF files. It has several features that enable you to do your job using the internet, a computer, or even a smartphone. Explore several of this tool's premium features with one of the many different subscription options offered on the website.

You can alter not just the text but also the graphics in your PDF file using these plans. You won't have trouble putting together, signing, or filling out any documents. You may also generate PDF files using Acrobat Pro DC and then export those files to be used as PowerPoint, Excel, or Word documents.

3. PDFelement



One of the best alternatives to Adobe Acrobat is PDFelement, which helps you edit PDF files. Use some graphics-based tools to crop, mirror, and rotate your PDF files with the help of the software's sophisticated edition features. In addition to table recognition, the program offers an enhanced OCR experience.

The app is available for Android, iOS, Mac, and Windows and supports nine distinct languages. So, use PDFelement to transform your old forms into more interactive ones.

4. FillHQ



Keeping track of all agreements, whether sales contracts, purchase orders, NDAs, or anything else, is tremendous work. It takes a long time to send and sign papers and get the same from other parties. Most companies find it challenging to do so in a systematic manner. With FillHQ, this is no longer the case.

Online tool FillHQ (just Fill) is an easy-to-use program that allows you to complete forms and email them to others at your leisure. To use Fill, you must launch the program and upload (or scan) your papers. You may also design your layouts on their app. All three operating systems are supported by Fill. There is an online version of this program that you may access from any browser.

Fill makes scanning and capturing documents, filling out forms, eSign, and sharing them with colleagues easy. In the cloud, your papers may be accessed at any time and from any location. Your papers are protected by the 256-bit encryption they've included in their program.

Using Fill's most basic and essential functions is entirely free of charge. Unlimited document uploads and fill-outs are included, as are unlimited requests for signatures. Small enterprises and large corporations may each choose from two distinct price tiers. Both the "PLUS" and the "PRO" plans cost roughly $5/month ($50/year) and $15/month ($150/year).

5. Google Docs (Sheets, Slides, Forms)

At some point in your professional or educational career, you've likely encountered Google Docs. From your browser, you can use Google Docs and other services to create, edit and share documents of various kinds. You don't have to install any additional software.

It is a piece of cake to generate helpful documents such as docs, sheets, slides, and forms using Google Docs, Sheets, Slides, and Forms. There is no cost to edit and participate in them anywhere in the world. There are a variety of templates at your disposal that can help you do your assignment quickly and effectively, resulting in increased productivity. A computer, tablet, or smartphone may access your data even if there is no internet connection. The fact that all modifications are automatically stored is an additional benefit of this program. As a result, the document's modification history is preserved, allowing you to see who made the changes and what they were.

Adding new features and tools to Google Docs is an ongoing effort by the Google team. So, if you utilized Google Docs a few months or years ago, you should revisit the site. You'll be astonished at how many new and valuable things you may discover there. In addition, the papers may be easily shared with others, allowing many people to edit, talk, and comment simultaneously.

6. Evernote



For taking, organizing, and sharing notes, Evernote is a top choice. It helps you keep track of your projects more efficiently. Using Evernote, you can save all of your information in one location. You may also search for handwritten notes using the program. Tables, checklists, links, audio recordings, and attachments are options for customizing your notes. Sign up for a free premium trial of Evernote to see everything it has to offer before purchasing the complete edition. You may also work with others using this tool and share your notes.

The note-taking program Evernote is widely regarded as the best in the business. However many notebooks and papers you accumulate, the desire to scribble down brief notes will always exist. As said, this is where Evernote comes into play. Connecting these apps using Slack or Google Docs as examples is relatively straightforward.

7. PandaDoc



Because it has positioned itself as more of a sales tool than a document organizer, PandaDoc has carved out an exclusive market for itself. The sales and commercial functions of this document management are very useful. For storing materials that may be reused, the document editor includes themed templates for storing information, branding, and images.

You can see how long users spend on each item by using the analytics tools included. There are a lot of individuals out there that wish to use document management to keep track of their finances and sales. With the workspaces, you may cooperate as well. However, several users are unable to view the files at the same time.

8. WPS Office



There has been a lot of success for WPS Office, one of the top free all-in-one office productivity suites, in recent years. Mobile devices have a commercial version of this program, but it's free to use on a PC. A subscription is required to eliminate advertising from the mobile version. It comes with a slew of useful tools for editing and managing documents.

There are a variety of file kinds that may be edited with the WPS Office. This includes coding files, as well as other sorts of files. DropBox, Google Drive, and OneDrive are all options for storing WP Office documents. The free PDF editor and manager is the most important feature of this program. This is a word processor that is feature-packed as MS Word.

9. Apache OpenOffice



It allows users to create and modify presentations, spreadsheets, and documents like Microsoft Office. Downloading, distributing, and using Apache OpenOffice is completely free. Since its inception, the program has amassed a large number of pleased customers throughout the world.

Use it for a wide range of objectives, from educational to commercial to governmental administration. Various tools, including Writer, Calc, Impress, Base, Draw, and Math, are all included after you download this program and install it on your PC or laptop.

10. Apple Pages, Numbers, and Keynote



If you're looking to create a spreadsheet that includes many photos and tables, you may do it using Apple Pages, Numbers, and Keynote. Using your creative imagination, you can produce papers that stand out. An Apple pencil may be used to create diagrams and graphics that will enhance the presentations.

 A wide range of tools and spectacular effects are available to the user in the keynote. More time means more opportunities to learn and discover new things about this amazing program.

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4
Lotto Games / Re: Grandlotto results (Daily results online)
« Last post by Everest on June 28, 2022, 10:33:02 AM »
GRANDLOTTO RESULTS, DATE: 28-06-2022

RAMBO
WIN: 50-45-65-24-35
MAC: 20-90-67-87-34

DANSAKI
WIN: 11-03-48-33-45
MAC: 16-22-71-85-37

MEGA 77
WIN: 16-50--60-83-09
MAC: 79-10-85-11-25
5
Lotto Games / Re: Wesco Lotto Daily results online
« Last post by Everest on June 28, 2022, 10:24:01 AM »
WESCO LOTTO RESULTS, DATE: 28-06-2022

SUCCESS
WIN: 20-81-38-68-47
MAC: 17-08-63-87-21

ATM
WIN: 26-43-45-67-07
MAC: 82-57-83-61-33

BAYELSA
WIN: 80-84-05-79-45
MAC: 78-74-56-11-42

MILLION
WIN: 12-37-53-16-10
MAC: 08-75-77-42-18

MANSION
WIN: 23-67-28-84-80
MAC: 61-14-44-63-70
6
Lotto Games / Re: Premier Lotto Results (baba ijebu daily games)
« Last post by Everest on June 28, 2022, 10:21:57 AM »
PREMIER LOTTO RESULTS, DATE: 28-06-2022

PREMIER GOLD
28-06-2022
SUC: 28-51-62-70-48
MAC: 67-10-53-43-56

PREMIER O6
28-06-2022
SUC: 23-53-84-03-71
MAC: 02-73-77-06-16

PREMIER JACKPOT
28-06-2022
SUC: 85-81-31-69-88
MAC: 13-39-19-87-60

PREMIER CLUB MASTER
28-06-2022
SUC: 75-50-12-38-69
MAC: 07-28-06-24-20

PREMIER LUCKY (GHANA)
28-06-2022
SUC: 05-30-65-40-17
MAC: 69-21-25-78-68
7
Lotto Games / Re: R&S Lotto Results Today (Morning, Afternoon & Night Games)
« Last post by Everest on June 28, 2022, 10:03:34 AM »
R&S LOTTO RESULTS, DATE: 28-06-2022

VAG Tuesday
47-75-36-73-76

SUNRISE
FFN: 22-80-57-47-40
XTRA: 68-43
LFN: 10-51-11-65-63

CLUBMASTER'S
FFN: 55-72-87-42-59
XTRA: 46-28
LFN: 62-05-03-65-64

CROSS RIVER SP
FFN: 35-71-16-55-07
XTRA: 10-52
LFN: 04-11-76-25-49

JACKPOTS
FFN: 16 55 54 68 27
XTRA: 62-06
LFN: 33 15 37 01 48

GHANA LUCKY G
28-06-2022
FFN: 05-30-65-40-17
LFN: 69-21-25-78-68

LUCKY G NG
FFN: 28 37 02 80 30
XTRA: 12-71
LFN: 32 55 59 36 69
8
GOLDEN CHANCE LOTTO RESULTS, DATE: 28-06-2022

GOLDEN VOGUE
WIN: 76-17-4-62-59
MAC: 5-15-78-80-64

GOLDEN JAMBOREE
WIN: 32-80-38-63-2
MAC: 4-65-40-35-72

GOLDEN REDEMPTION
WIN: 46-23-64-32-21
MAC: 76-42-79-70-26

GOLDEN VICTORY
WIN: 8-68-31-73-14
MAC: 43-23-69-34-16

GOLDEN LUCKY (GHANA)
WIN: 05-30-65-40-17
MAC: 69-21-25-78-68

GOLDEN NEW DAWN
WIN: 34-80-83-2-9
MAC: 4-10-11-28-48
9
Telecom / The battle for 4.4 billion 5G subscribers has begun in Nigeria.
« Last post by Everest on June 28, 2022, 08:49:48 AM »
To help kick-start the global competition for 4.4 billion subscribers, the Federal Government has granted MTN and Mafab August 24 to begin rolling out Fifth Generation (5G) services. This is even though inflation is skyrocketing and currency instability is also rising.


MTN and Mafab Communication, the two license winners, have less than two months to begin offering services on the new platform, according to the memorandum of information (MI) prepared before the auction of two slots of spectrum in the 3.5 gigahertz (GHz) spectrum set aside for early deployment of 5G technology in Nigeria by the Nigerian Communications Commission (NCC).

Ericsson's newest Mobility Report predicts 1 billion 5G subscribers this year and 4.4 billion by 2027.

Despite these hurdles, Nigeria will join the race towards these landmarks. Even while MTN's CEO, Karl Toriola, reiterated the company's willingness to start 5G services ahead of the NCC's deadline, nothing has been heard from Mafab Communications Limited, the second company to win the spectrum auction.

During the Commission's 90th Telecom Parliament in Lagos last week, a chance for stakeholders to hear from Mafab was snatched away because of the absence of its official on the panel.

Another panelist and senior manager of RF planning, Chinedu Ezeigweneme (MTN), stated that commercial service would begin on schedule and use a standalone (SA) network.

International Telecom Union (ITU) Vice Chairman/CEO Prof. Garba Danbatta admitted that 5G networks faced significant obstacles. We'll need much more spectrum and far more spectrally efficient technology to meet these difficulties than what we have now in 3G and 4G.

As the ITU explains, there is the challenge of the intrinsic propagation characteristics of millimeter waves, which propagate over much shorter distances and therefore require a significantly greater number of base stations with the implication that deployment of infrastructure will become more complex and will require radio equipment to be mounted on diverse structures, making it more difficult.

As a result, "significant effort is necessary to establish fiber services and ensure the availability of wireless backhaul options with appropriate capacities, such as microwave and satellite connections" when they are built, and perhaps with high-altitude platform stations (HAPS) systems.

Not only does the lack of 5G-enabled gadgets pose a problem, but it's also a lack of qualified experts who know how to use the technology. However, it is essential to remember that even in nations considered to be technologically sophisticated, the deployment of 5G technology was met with varied emotions and even hatred from certain people. Misconceptions fostered by conspiracy theories were a significant contributor to the early hostility. Nigeria's 5G rollout stakeholders must work together to meet this problem.

If the industry doesn't perceive the problems as opportunities, they'll miss out on new income streams and subsectors that might emerge due to the rollout of 5G technology.

National Communication Commission (NCC) Director Bako Wakil also cited local problems such as inflation and foreign currency rates; appropriate power supply as the globe shifts to green; affordable gadgets, among many more.

Since existing microwaves can't provide the 20 gigabits per second (Gbps) required by 5G with their 500-1,000 megabits per second (Mbps) capacity, he added, it's time to move to the E-band spectrum.

He stated the right-of-way (RoW) problem has to be dealt with to fiberize the towers/base stations, adding that the Type Approval procedure for the flood of internet of things (IoT) devices within a restricted timeline is another formidable task.

North America is predicted to lead the globe in 5G subscriber penetration in the next five years, with nine out of ten subscriptions in the area likely to be 5G by 2027, according to the Ericsson Mobility Report. North America

5G is expected to account for 82% of subscribers in Western Europe, 80% in the Gulf Cooperation Council, and 74% in North-East Asia by 2027, according to the timeframe provided.

In India, where 5G rollouts have yet to begin, roughly 40% of all subscribers are predicted to be 5G by 2027, even though deployments have yet to commence. More than 4.4 billion people will be using 5G services worldwide by 2027, making it the fastest-growing telecommunications technology.

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Data traffic on the worldwide mobile network has doubled in the previous two years, according to the 22nd edition of the Ericsson Mobility Report.

Smartphone and mobile broadband use and the digitization of society and industry fueled this traffic surge. Despite the worldwide Covid-19 epidemic and geopolitical uncertainty, new figures and predictions show that demand for data connection and digital services will continue to grow. Hundreds of millions of individuals have their first taste of mobile broadband every year.

Additionally, a June 2022 Ericsson Mobility Report confirmed that 5G is growing faster than any other mobile technology. Currently, 5G is available to around a quarter of the world's population. The first quarter of 2022 saw the addition of about 70 million 5G subscribers. According to the estimate, by 2027, roughly three-quarters of the world's population will be able to use 5G.

"The 2018 Ericsson Mobility Report confirms 5G as the fastest-growing mobile technology generation ever, and Ericsson is playing a major role in making it happen," said Fredrik Jejdling, Ericsson's Executive Vice President and Head of Networks. With our customers and ecosystem partners throughout the globe, we're working daily to ensure that 5G connectivity benefits millions of individuals, businesses, sectors, and society as quickly as feasible."

As mobile network operators (MNOs) search for novel methods to tap into the tremendous economic prospects of 5G SA, Ericsson Mobility Report Executive Editor Peter Jonsson said the deployment of 5G SA is already gathering steam in several locations.

Mobile service providers are stepping up their innovation to take advantage of the new commercial prospects with 5G standalone (SA) networks. Jonsson emphasized the need for a solid digital network infrastructure for businesses' digital transformation strategies, which can then be used to create new client offerings.

It also noted that FWA (Fixed Wireless Access) is becoming more crucial in the supply of broadband services. This amount is expected to more than quadruple by 2027 when Ericsson expects there will be more than 230 million FWA connections.

Regarding the Internet of Things, the research states that by 2021, most of all cellular IoT-linked devices will be connected through broadband IoT, accounting for 44% of all connections.

As many as 330 million IoT devices will be connected to the internet by 2021, an increase of over 80 percent over the previous year. In 2023, the number of IoT devices linked by these technologies is predicted to eclipse the number of devices connected by 2G/3G.
10
Telecom / Starlink will challenge MTN, Airtel, and others for market dominance.
« Last post by Everest on June 27, 2022, 11:22:58 PM »
The licensing of Starlink in Nigeria last month suggests that some of the country's current telecom network providers may lose some of their market shares. Major firms like MTN Nigeria and Mafab Communications, as well as other ISPs like Globacom, Airtel, and 9mobile, are also part of this. Elon Musk, the American entrepreneur behind SpaceX, owns the Starlink satellite Internet business.

SpaceX had begun discussions with the Nigerian Communications Commission (NCC) in 2021 to gain the licenses necessary to establish the network, taking advantage of Nigeria's position as one of Africa's major markets. SpaceX was given the green light to launch its satellite Internet service in Nigeria in May 2022 as part of its continental rollout strategy.

The final letters of award of the Fifth Generation (5G) Spectrum licenses to MTN and Mafab Communications, winners of December 13, 2021, spectrum auction, are expected to be issued within the next few weeks after the approval of Starlink.

Both licensed operators can begin deploying 5G networks as soon as the license is issued. For example, MTN Nigeria said it would begin deploying a 5G network on August 24, 2022.


According to a Microsoft Certified Technology Specialist, Network, and Software Engineer named Engr Yusuf Aweda Jimoh, Nigeria's effect on the world will be enormous should the Starlink network materialize.

According to Engr Jimoh, "the effect SpaceX's Starlink of Elon Musk would have in any nation would be huge," noting that no current mobile internet providers in the country would equal one-third of the value of Starlink.


When asked about Starlink's fantastic internet speed ranges of up to 104Mbps, Engr Jimoh said further, "No internet provider for mobile phones would equal one-third of this value. This is undoubtedly a significant challenge to the current internet service providers.

"In my perspective, I believe that Starlink should not interact directly with the customers," he remarked while advising the new network provider. Alternatively, it might serve as the principal supplier of services to end-users, partnering with smaller firms in the industry to do so.

The diverse network offering is helpful for industrial development, according to a US-based Information and Communications Technology (ICT) specialist, Dr. Ben Idegwu.

According to Dr. Idegwu, there would be little or no impact on the 5G spectrum licensees currently in place. The deployment of optical fiber and satellite-based network technologies, on the other hand, is distinct, according to him.

For example, Idegwu points out that "Fibre optics is quick since it does not have to go to the orbit and return to deliver data like satellites," as fundamental differences between the two network technologies. It's also less expensive and has lower interference and loss."

Nonetheless, you are aware that the Satellite system is wireless. As a result, it's feasible to serve areas without a fiber-optic infrastructure. Even yet, the data rate and dependability are still inferior to fiber optics in this case. To properly set up a fiber-optic network, a significant investment must be made.


Dr. Marcel Mbamalu, the media expert and CEO of Newstide Publications, believes that Starlink's presence in Nigeria would help speed up the spread of Internet services to rural regions and generate more opportunities in such areas to help prevent the rural-urban movement in Nigeria.

Dr. Mbamalu said that the network would provide a youngster in rural regions with the same internet access opportunities as those in metropolitan areas.

Because of internet access, "the gap is closed," according to Starlink's statement. "And it can only get better as Starlink provides more competition for providers like MTN, Airtel 9Mobile, and Globacom, to urge them to enhance service quality and delivery," Mbamalu emphasized the importance of this.

However, several telecommunications specialists who talked with THEWILL believe that the development of the network would undoubtedly create intense rivalry among providers with the approval of Starlink.

Low-Earth Orbit (LOE) Starlink was launched by SpaceX as a constellation of high-bandwidth satellites that users could use worldwide.

While bandwidth refers to how much data a connection can carry at any one moment, a low latency network is one that often has short delay times.

Rather than using fiber-optic cable, Starlink Internet is touted to carry data across space's vacuum.

If you live in a location where internet access has been spotty or non-existent, this device is touted to be great. Satellite-based network solutions are expected to appeal to and successfully cover those prospective consumers who reside in rural regions because of the high population density of most Nigerians.

Nigeria and Mozambique, both in Africa, are two nations that have given their blessing to Starlink. Eastern Europe and Southeast Asia have also blessed the network's expansion.

Meanwhile, Nigeria's Information and Communication Technology (ICT) business has seen exceptional growth, facilitating socio-economic progress in Nigeria and throughout the African continent.

More than 200 million active mobile lines in Nigeria as of April 2022, an incredible leap from less than half a million connected phone lines in Nigeria in the previous 20 years. According to statistics, Nigeria currently has a broadband penetration rate of 42.79 percent, as the nation has progressed from Second Generation (2G) to Third Generation (3G), Fourth Generation (4G), and now the Fifth Generation (5G), which is set to begin.

They've already proclaimed their willingness to start with the 5G network.

The Nigerian Communications Commission, NCC, recently held its 90th telecom consumer parliament in Ikeja, Lagos, where operators expressed optimism about the network rollout.

Prof Umar Danbatta, the Executive Vice Chairman of the Commission, reaffirmed the mandate and said that the winners MTN and Mafab Communication are now expected to accelerate the deployment of the 5G network that will usher Nigeria into a more robust Fourth Industrial Revolution, 4IR, and a more digitized Nigerian economy while declaring open the consumer parliament themed: "5G Technology: Opportunities and Challenges."

5G service rollouts are planned to begin on August 24, 2022, according to Danbatta, "following the terms and conditions of the 5G license."

Industry participation is critical to successfully implementing 5G services in Nigeria. He asked industry players to join the Commission to explore the new technology's vast possibilities.
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