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1
GOLDEN CHANCE LOTTO RESULTS, DATE: 11-04-2021

GOLDEN VOGUE
DATE: 11/04/2021
WIN: 61- 12- 19- 86- 76
MACH: 8- 29- 85- 44- 4

GOLDEN BEST CHANCE
DATE: 11/04/2021
WIN: 80- 55- 74- 84- 22
MACH: 87- 5- 10- 12- 83

GOLDEN BETTER LIFE
DATE: 11/04/2021
WIN: 69- 66- 53- 51- 22
MACH: 5- 86- 10- 21- 37

GOLDEN EXPRESS
DATE: 11/04/2021
WIN: 70- 18- 46- 58- 66
MACH: 53- 34- 1- 11- 86

GOLDEN KEY
DATE: 11/04/2021
WIN: 64- 78- 40- 14- 15
MACH: 34- 55- 52- 84- 46

GOLDEN CHANCE LOTTO RESULTS, DATE: 12-04-2021

GOLDEN VOGUE
DATE: 12/4/2021
WIN 38- 22- 13- 72- 39
MACH 4- 82- 5- 61- 77

GOLDEN SUNRISE
DATE: 12/4/2021
WIN 16- 24- 12- 3- 14
MACH 6- 63- 40- 45- 58

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2
Lotto Games / Re: R&S Lotto Results Today (Morning, Afternoon & Night Games)
« Last post by Everest on April 11, 2021, 12:06:00 PM »
R&S LOTTO RESULTS, DATE: 11-04-2021

SUNRISE
FFN: 25-31-50-08-15
XTRA: 10-41
LFN: 06-47-02-33-89

R&S SPECIAL
FFN: 40-15-57-78-66
XTRA: 48-72
LFN: 60-32-89-81-38

R&S NAIJA
FFN: 42 78 60 61 58
XTRA: 43-70
LFN: 05 06 28 14 02

JACKPOT'S
FFN:73-59-61-09-40
XTRA: 07-31
LFN:72-45-25-63-88

SUNDAY SPECIAL
FFN: 26 39 79 30 81
XTRA: 27-57
LFN: 40 16 52 55 33

R&S LOTTO RESULTS, DATE: 12-04-2021

SAWAKI
FFN: 36-03-78-52-84
XTRA: 04-63
LFN: 54-01-30-58-40

PEOPLES
FFN: 30-76-83-51-15
XTRA: 73-10
LFN: 29-88-25-50-27

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3
Lotto Games / Re: Premier Lotto Results (baba ijebu daily games)
« Last post by Everest on April 11, 2021, 12:03:36 PM »
PREMIER LOTTO RESULTS, DATE: 11-04-2021

PREMIER ROYAL
11-04-2021
SUC: 79-77-33-62-84
MAC: 16-21-17-12-46

PREMIER MARK II
11-04-2021
SUC: 41-38-79-67-90
MAC: 16-60-86-59-40

PREMIER ENUGU
11-04-2021
SUC: 24-10-25-18-62
MAC: 58-46-34-39-79

PREMIER LUCKY
11-04-2021
SUC: 74-51-62-66-59
MAC: 06-18-35-55-78

PREMIER TOTA
11-04-2021
SUC: 13-69-70-55-14
MAC: 46-59-04-07-28

PREMIER LOTTO RESULTS, DATE: 12-04-2021

PREMIER DIAMOND
12-04-2021
SUC: 80-69-79-88-47
MAC: 51-55-25-70-05

PREMIER PEOPLES
12-04-2021
SUC: 67-58-59-88-68
MAC: 40-25-23-81-22

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4
Lotto Games / Re: Wesco Lotto Daily results online
« Last post by Everest on April 11, 2021, 12:03:03 PM »
WESCO LOTTO RESULTS, DATE: 11-09-2021

CANADA
WIN: 18-71-59-05-14
MAC: 50-30-20-81-69

MEGA
WIN:11-03-64-52-21
MAC: 62-13-65-29-46

STAR
WIN: 56-80-63-82-32
MAC: 03-13-02-83-43

SILVER
WIN: 05-54-48-16-21
MAC: 56-70-33-27-66

GOLD
WIN: 64-62-29-83-43
MAC: 15-65-30-45-82

WESCO LOTTO RESULTS, DATE: 12-04-2021

LONDON
WIN: 57-01-56-28-07
MAC: 38-21-02-61-83

JACKPOT
WIN: 73-71-38-39-82
MAC: 45-11-77-43-79

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5
Apps/Software / What you don't know about Torrent file and how it works
« Last post by Everest on April 11, 2021, 11:53:11 AM »
I first heard the word Torrent back in the days when I used to search for some files that are not publically available to download but the obvious truth is that I don't really know what they meant by Torrent files or even know how it works. You might be just like me a few years ago who desires to know more about the Torrent file and how it works.


A torrent file is a file where the torrent technology is transferring from users. The torrent file name is.torrent. Torrent files can be spread among a large number of users when connected to a torrent program without requiring a significant hardware expense or a single person's server fee. This is because each user provides users with bits without these specific bits of the complete torrent file when getting bits they do not have yet. This allows for relatively rapid sharing of torrent files.

The history and existence of Torrent Technology



Bram Cohen designed and created Torrent technology for the first time in April 2001. It was first published on 2 July 2001, after months of growth. The technology from Cohens is widely used today. Although no precise metrics are available, it is now known as one of the protocols most used on the Internet.

The torrent technology is run by a torrent customer who sends the torrent file bits via a torrent protocol. For eg, a torrent client may be a personal computer while a torrent file may be of any .torrent file.

A user must first build a.torrent file before sharing can begin (eg. File.torrent). The tracker, which is the main machine that distributes the file first, and the metadata, which is information about the files in the torrent file, are all used in a torrent file. Those interested in obtaining the details must first download the torrent file (in this case, File.torrent), run it with their torrent program, and then communicate with the tracker, which will have instructions about where to download which parts of the torrent file.

What is Torrent Filescompared to HTTP Files



While torrent files and their distribution are technically a network transfer of files, they have advantages over traditional HTTP downloading. To begin, web browsers can make a single HTTP GET request via a single TCP socket while downloading files. Torrent directories, on the other hand, allow a large number of small data requests over a large number of TCP sockets. Furthermore, HTTP downloads in sequential order; however, torrents download in a random order, with whatever is of high availability being downloaded first.

It's precisely why torrent files have their strengths; they may not require much financial remedy, they have greater redundancy and a stronger resistance than what HTTPS might be common to future flash crowd violence. But there is a downside, as with anything.

Downloads take a little while to run at full throttle, since they may take time to bind to others. It also needs time to become an efficient uploader. Not to ignore, although the download of the torrent file is extremely fast, the speed will drop by the end of the download as the bits of the torrent file will decrease.

Torrent File Applications



Surprisingly, many people and some companies use torrent files nowadays.

=> Certain bands such as Ween are distributing torrent files for their free songs

=> Podcasters are using torrent files progressively to satisfy the heavy requirements of these radio MP3s

=> Torrent files are used by American's Army to issue their updates and game fixes

=> Torrent files are used to improve the availability and visibility of projects in a huge range of open source and free applications


Torrents and Files Sharing



A user searches first for torrent files via the internet. The user can access it with a torrent program and connect the tracker until a torrent file is received. The user then starts to import seeders and the hive, a community of peers. If there is a seeder, the user connects to the seeder directly and begins to import it, but ultimately begins exchanging files with other peers as well.

More posts to read

:


Limitations of Torrent Files



While torrent files seem to be another excellent way to transfer and transfer content, they have some restrictions, such as security problems.

=> IP address Exposed: torrent files can lead to anonymity problems, as it is possible to find and misuse all IP addresses of current or potentially previous swarm users

=> Internet speeds: it is better to use broadband when sharing torrent data, such that the torrent technology cannot benefit completely from dial-up users.

=> Leeching problem: It doesn't have many incentives behind exchanging torrent files, while it is fine. There is also no particular need to seed after the download is completed. Any torrent sites to resolve this problem

Free Download Torrent Files Applications


There are both high-quality open source and paid items for downloading torrent files on the current market.

=> BitTorrent: BitTorrent is Bram Cohen's first legal torrent client. It can be supported in big operating systems like Windows, Apple and Linux.

=> Azureus, a well-known torrent client launched in June 2003 in SourceForge. Azureus is a free, continuously developed torrent client and published under the GNU General Public License.
6
Lotto Games / Re: Premier Lotto Results (baba ijebu daily games)
« Last post by Everest on April 08, 2021, 10:47:23 AM »
PREMIER LOTTO RESULTS, DATE: 08-04-2021

PREMIER PEOPLES
08-04-2021
SUC: 51-21-61-18-52
MAC: 45-35-68-42-41

PREMIER FAIR CHANCE
08-04-2021
SUC: 48-04-43-59-51
MAC: 63-16-56-31-84

PREMIER DIAMOND
08-04-2021
SUC: 41-75-24-29-64
MAC: 72-57-86-63-21

PREMIER INTERNATIONAL
08-04-2021
SUC: 07-89-15-42-68
MAC: 58-60-84-40-59

PREMIER FORTUNE (GHANA)
08-04-2021
SUC: 27-66-20-19-25
MAC: 82-34-22-35-13

PREMIER BINGO
08-04-2021
SUC: 60-59-10-79-75
MAC: 44-62-57-20-51

PREMIER LOTTO RESULTS, DATE: 09-04-2021

PREMIER ROYAL
09-04-2021
SUC: 51-56-21-33-14
MAC: 71-61-26-48-85

PREMIER METRO
09-04-2021
SUC: 01-52-70-84-68
MAC: 54-82-26-09-06

PREMIER GOLD
09-04-2021
SUC: 30-02-27-56-15
MAC: 40-46-22-70-26

PREMIER JACKPOT
09-04-2021
SUC: 37-20-78-28-68
MAC: 13-54-63-45-86

PREMIER BONANZA (GHANA)
09-04-2021
SUC: 41-29-71-21-52
MAC: 80-10-77-11-46

PREMIER VAG
09-04-2021
SUC: 07-24-36-20-01
MAC: 10-08-12-74-42

PREMIER LOTTO RESULTS, DATE: 10-04-2021

PREMIER KING
10-04-2021
SUC: 63-02-06-16-15
MAC: 60-72-75-55-52

PREMIER SUPER
10-04-2021
SUC: 87-68-45-08-10
MAC: 64-65-69-77-90

PREMIER CLUB MASTER
10-04-2021
SUC: 84-71-35-76-78
MAC: 87-01-30-25-38

PREMIER O6
10-04-2021
SUC: 31-47-44-61-85
MAC: 11-51-03-40-62

PREMIER NATIONAL (GHANA)
10-04-2021
SUC: 68-35-67-74-47
MAC: 39-48-65-18-33

PREMIER FAIR CHANCE
10-04-2021
SUC: 28-58-88-09-14
MAC: 73-65-08-33-76
7
Lotto Games / Re: Wesco Lotto Daily results online
« Last post by Everest on April 08, 2021, 10:43:19 AM »
WESCO LOTTO RESULTS, DATE: 08-04-2021

SPECIAL
WIN: 57-10-63-28-59
MAC: 30-82-76-49-06

BONANZA
WIN: 82-22-65-34-03
\MAC: 44-13-80-14-86

APPLE
WIN: 51-06-62-84-82
MAC: 70-35-17-78-26

CASH
WIN: 15-46-57-77-33
MAC: 45-53-22-73-67

MONEY
WIN: 44-66-73-17-10
MAC: 70-13-67-77-89

LUCKY
WIN: 43-58-77-11-47
MAC: 63-15-25-78-20

WESCO LOTTO RESULTS, DATE: 09-04-2021

FORTUNE
WIN: 55-70-66-20-46
MAC: 90-29-06-34-07

DOLLAR
WIN: 41-87-31-50-71
MAC: 24-54-10-67-82

TRILLION
WIN: 21-39-29-53-76
MAC: 31-28-30-05-16

SOCCER
WIN: 23-27-25-09-54
MAC: 60-22-06-69-10

WEEKEND
WIN: 54-50-67-23-30
MAC: 73-62-78-22-77

BANK
WIN: 74-68-56-81-58
MAC: 69-24-12-41-72

WESCO LOTTO RESULTS, DATE: 10-04-2021

DUBAI
WIN: 15-22-26-83-74
MAC: 70-69-77-54-63

EURO
WIN: 46-52-35-76-51
MAC: 82-17-60-88-89

AWOOF
WIN: 01-10-83-37-22
MAC: 82-11-66-13-36

DIAMOND
WIN: 87-42-79-05-83
MAC: 27-89-24-68-18

NAIRA
WIN: 50-65-64-89-06
MAC: 11-75-88-39-31

TROPHY
WIN: 40-42-78-73-36
MAC: 46-59-56-21
8
Lotto Games / Re: R&S Lotto Results Today (Morning, Afternoon & Night Games)
« Last post by Everest on April 08, 2021, 10:40:14 AM »
R&S LOTTO RESULTS, DATE: 08-04-2021

R&S SPECIAL
FFN: 34-85-31-17-02
XTRA: 15-67
LFN: 11-25-65-41-01

CLUBMASTER'S
FFN: 44-11-89-43-06
XTRA: 35-07
LFN: 51-33-57-64-83

AKWA IBOM SPECIAL
FFN:25-29-52-44-30
XTRA: 63-26
LFN:55-07-17-21-08

ABIA SPECIAL
FFN: 50 82 36 74 27
XTRA: 25-52
LFN: 84 02 65 47 26

GHANA FORTUNE
DATE: 08-04-2021
FFN: 27-66-20-19-25
LFN: 82-34-22-35-13

FORTUNE EAST
FFN: 21-29-87-85-22
XTRA: 34-79
MAC:40-25-27-55-69

DREAM NIGHT
FFN: 20 57 73 31 65
XTRA: 50-28
LFN: 08 33 34 44 39

R&S LOTTO RESULTS, DATE: 09-04-2021

ENUGU SPECIAL
FFN: 54 09 38 25 75
XTRA: 23-18
LFN: 80 85 55 70 26

PEOPLE'S 
FFN: 53-88-35-37-32
XTRA: 76-02
LFN:  17-78-44-25-31

ONITSHA SPPECIAL
FFN: 25-37-10-30-32
XTRA: 38-17
LFN: 35-28-33-40-50

INTERNATIONAL'S
FFN: 81-38-79-14-82
XTRA: 63-30
LFN: 06-48-27-11-51

GHANA BONANZA
DATE: 09-04-2021
FFN: 41-29-71-21-52
LFN: 80-10-77-11-46

BONANZA EAST
FFN: 04-22-78-08-47
XTRA: 02-30
LFN: 86-59-36-16-12

GOOD NIGHT
FFN: 19 44 72 74 61
XTRA: 11-56
LFN: 32 52 09 27 76

R&S LOTTO RESULTS, DATE: 10-04-2021

SAWAKI
FFN: 41-33-75-19-72
XTRA: 55-09
LFN: 57-84-73-02-32

CLUBMASTERS
FFN: 83-02-40-51-76
XTRA: 09-19
LFN:  24-03-59-21-88

CROSS RIVER SPECIAL
FFN:  47 61 03 48 15
XTRA: 07 -50
LFN: 86 31 21 60 49

ABA BONANZA
FFN: 06 63 40 73 13
XTRA: 83-54
LFN: 87 07 74 35 08

GHANA NATIONAL
DATE: 10-04-2021
FFN: 68-35-67-74-47
LFN: 39-48-65-18-33

NATIONAL EAST
FFN: 47-80-61-13-67
XTRA: 58-29
LFN: 69-34-42-81-64

DREAM NIGHT
FFN: 36 49 34 23 56
XTRA: 14-81
LFN: 37 57 40 28 18
9
GOLDEN CHANCE LOTTO RESULTS, DATE: 08-04-2021

GOLDEN VOGUE
DATE: 08/04/2021
WIN: 69- 19- 89- 4- 84
MACH: 8- 50- 81- 14- 22

GOLDEN MORNING DEW
DATE: 8/4/2021
WIN 1- 9- 12- 40- 80
MACH 29- 14- 7- 52- 48

GOLDEN WAZOBIA
DATE: 08/04/2021
WIN: 26- 76- 7- 31- 21
MACH: 78- 87- 79- 30- 86

GOLDEN SUCCESS
DATE: 8/4/2021
WIN 16- 23- 73- 60- 82
MACH 84- 11- 22- 53- 29

GOLDEN IGWE
DATE: 08/04/2021
WIN: 83-64-29-74-61
MAC: 68-35-70-25-50

GOLDEN FORTUNE (GHANA)
DATE: 08-04-2021
WIN: 27-66-20-19-25
MAC: 82-34-22-35-13

GOLDEN TANGO
date: 08/04/2021
WIN: 7- 75- 23- 80- 50
MACH: 5- 41- 24- 54- 32

GOLDEN CHANCE LOTTO RESULTS, DATE:

GOLDEN VOGUE
DATE: 09/04/2021
WIN: 82- 62- 55- 44- 32
MACH: 77- 74- 3- 50- 8

GOLDEN CHAMPION
DATE: 09/04/2021
WIN: 76- 64- 56- 41- 34
MACH: 15- 73- 66- 44- 32

GOLDEN ALBARKA
DATE: 09/04/2021
WIN: 54- 86- 16- 32- 30
MACH: 69- 35- 11- 58- 2

GOLDEN ROYALE
DATE: 09/04/2021
WIN: 13- 84- 38- 35- 79
MACH: 29- 76- 85- 9- 39

GOLDEN BONANZA (GHANA)
09-04-2021
WIN: 41-29-71-21-52
MAC: 80-10-77-11-46

GOLDEN NEW DAWN
DATE: 09/04/2021
WIN: 78- 76- 88- 58- 39
MACH: 2- 24- 51- 83- 61

GOLDEN STARLIGHT
DATE: 09/04/2021
WIN: 4- 55- 59- 39- 19
MACH: 23- 21- 74- 9- 80

GOLDEN CHANCE LOTTO RESULTS, DATE: 10-04-2021

GOLDEN VOGUE
DATE: 10/04/2021
WIN: 43- 5- 62- 55- 7
MACH: 46- 89- 21- 66- 79

GOLDEN BAZOOKA
DATE: 10/4/2021
WIN 36- 41- 65- 68- 17
MACH 29- 77- 84- 16- 11

GOLDEN SUNSHINE
DATE: 10/4/2021
WIN 7- 8- 29- 70- 46
MACH 26- 18- 16- 71- 59

GOLDEN JET
DATE: 10/4/2021
WIN 22- 45- 68- 16- 90
MACH 81- 31- 57- 41- 77

GOLDEN NATIONAL (GHANA)
DATE: 10-04-2021
WIN: 68-35-67-74-47
MAC: 39-48-65-18-33

GOLDEN SATURDAY
DATE: 10/04/2021
WIN: 14- 71- 6- 27- 17
MACH: 9- 31- 40- 67- 78

GOLDEN THUNDER BALL
DATE: 10/04/2021
WIN: 83- 2- 76- 71- 15
MACH: 78- 12- 10- 54- 21
10
The Central Bank of Nigeria has reactivated the portal for it's NIRSAL COVID-19 loan meant as a relieve for Micro, Small and Medium Enterprises (MSMEs). This stimulus package goes a long way to help businesses as well as homes which are affected by the Coronavirus pandemic to stay afloat during this extremely adverse economic situation.



Due to the country's response to Covid-19 in April 2020 by imposing a nationwide lockdown, the Nigerian economy witnessed a decline of 4.3% although growth returned in first quarter of 2021, with a 2.5% increase projected for 2022. Although being the biggest economy in Africa, the country is much dependent on oil sales, and the fall in its price due to a declining demand for it resulted in a plunge in the country's GDP.





This has been reflective in the economic welfare of the people. The poor became poorer while the economic fortunes of most ‘well-to-do’ individuals changed due to loss of job, business down swings, while comfortable companies saw their revenues take a dip. Startup firms were not spared by this encircling bad economy. These businesses had to either look for ways of funding, preferably through loans or risk getting into extinction. The federal government through the Nigeria Incentive-Based Risk Sharing system for Agricultural Lending (NIRSAL) platform offers to support households and Micro, Small, and Medium Enterprises (MSMEs) impacted by the pandemic with such loan packages.


These packages accessed directly under the guidelines of the Central Bank of Nigeria provides succour to homes while helping businesses who could prove they were negatively affected by the pandemic also are offered an opportunity of a loan package. It should be noted that the scheme encompasses agricultural value chain activities, hospitality (accommodation and food services), health (pharmaceuticals and medicals supplies), airline service providers, manufacturing/value addition, trading and any other income generating activities as specified by the CBN.



Interest rates, loan amount, and duration





Like every other loan schemes, CBN offers loans to customers at a defined interest rate, amount and duration. The Interest rate penciled by the apex bank for the scheme is 5% per year, although this rate was for loans doled out before 1st March 2021. The new obtainable rate is 9% per year for all category of loans.


 For the NIRSAL relieve loan, households are able to access up to N3 million while SMEs can access a maximum of N25 million after some number of factors have been considered. The amount obtainable by firms is hitched on the activity, cashflow and industry/segment size of the beneficiary. A limit of a maximum of 25% of the average of the previous 3 years’ annual turnover of the enterprise or business is placed if the purpose of obtaining the loan is to be used as working capital. For enterprises or businesses who are yet to be up to 3 years in operation, 25% of the previous years’ turnover is needed in determining what they get.


The capital offered are for a maximum period of twelve months with no option of rollover. The loan repayment is based on the nature of the business, as outlined in the application page. This is to be in instalments.


Those eligible for the loan









Households who could tender a verifiable proof of being adversely afflicted by the impact of COVID-19 get to enjoy this credit.


Furthermore, Microenterprises and SMEs with verifiable evidence of business activities adversely affected as a result of the COVID-19 pandemic could apply for the loan.



Collateral required for the loan




The following would be required of individuals or firms hoping to get a loan through this initiative.

  • Moveable asset(s) duly registered on the National Collateral Registry (NCR);
  • Simple deposit of title documents, in perfectible state;
  • Irrevocable domiciliation of proceeds;
  • Two (2) acceptable guarantors;
  • Personal guarantee of the promoter of the business;
  • Life insurance of the key-man, with NIRSAL Microfinance Bank noted as First Loss Payee;
  • Comprehensive Insurance over the asset.

How To Apply For The Loan




The steps to apply for the CBN/NIRSAL relieve loan are lucid and clear-cut. Households, MSMEs and corporate entities who are eligible for the loan are to submit applications directly to NIRSAL Microfinance Bank. Needed within the application include a BVN Number, business registration (where applicable) and a business plan which has included a plan of the opportunity or adverse impact as a result of COVID-19.







Following that, NIRSAL Microfinance Bank will review and access the application before getting it forward to CBN if satisfied with the appraisal. A similar review of the application would be conducted by CBN before final approval for disbursement to NIRSAL Microfinance Bank and onward disbursement to the applicant.


The scheme is expected to be valid till 31 December 2024.


Other CBN loans




The Central bank serves as an avenue for the disbursement of loans to eligible individuals and businesses. The Apex bank is saddled with the duty of regulating microfinance credits in Nigeria for the federal government.


To learn more about loans from the federal government, access the CBN portal through  https://www.cbn.gov.ng/
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