Opay USSD Code and How to use it for Loans, Airtime and Data purchase


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Opay is a leading digital payment platform that simplifies financial transactions. With its USSD code (*955#), Opay provides convenient services such as money transfers, balance inquiries, airtime purchases, bill payments, and loan requests. Whether you’re in a bustling city or a remote village, Opay ensures secure and hassle-free banking at your fingertips. Trust Opay for legit, seamless financial solutions

In the fast-paced world of digital banking, Opay has emerged as a reliable and efficient platform for everyday transactions. Whether you’re sending money, buying airtime, or checking your balance, Opay’s USSD code simplifies the process. In this comprehensive guide, we’ll explore everything you need to know about Opay’s USSD code and how to use it effectively.

What is Opay USSD Code?

*Opay USSD code (955#) is a powerful tool that allows you to access Opay services directly from your mobile phone, without the need for an internet connection. It’s like having a mini-bank in your pocket, available anytime, anywhere.

Key Functions of Opay USSD Code

1. Sending Money
Need to transfer funds to a friend or family member? Dial *955# and follow the prompts to send money securely. Opay ensures swift and hassle-free transactions.

2. Checking Balance
Curious about your account balance? Simply enter *955# and select the balance inquiry option. Opay will display your available balance instantly.

3. Buying Airtime and Data
Running low on airtime or data? Use Opay’s USSD code to recharge your phone or purchase data bundles. It’s quick and convenient.

4. Paying Bills
Opay’s USSD code extends beyond basic banking. You can pay utility bills, top up your electricity, and settle other expenses effortlessly.

5. Getting OTP (One-Time Password)
For secure online transactions, Opay provides OTPs via the USSD code. No need to wait for SMS notifications; generate your OTP instantly.

6. Loan Requests
In need of emergency funds? Opay’s USSD code allows you to check loan eligibility and apply for loans directly from your phone.

How to Use Opay USSD Code

• Ensure You Have an Active Opay Account:
• Download and install the Opay App from the Google Play Store or App Store.
• Create your Opay account by providing accurate personal information.
• Set your transaction PIN and password.
• Dial *955# on Your Phone:

The USSD menu will appear, offering various options.
Choose the desired service (e.g., send money, check balance, buy airtime).
Follow the Prompts:
Opay will guide you through the process.
Confirm your transactions using your transaction PIN.

Is Opay Legit?

Absolutely! Opay is a licensed and trusted digital banking service in Nigeria. It operates under Opay Digital Services Limited, regulated by the CBN and NDIC.

Also Read

How to Open an Opay Account: (Step by Step Guide)
How to Get Opay POS Machine for Business
Okash Loan App Review, How to get quick loan (Opay)


Opay’s USSD code empowers you to manage your finances conveniently. Whether you’re on a crowded bus or in a remote village, Opay ensures that banking is just a few keystrokes away. Unlock the potential of *955# and experience seamless transactions with Opay.

Remember, Opay is not just an app; it’s a lifestyle. Start using the USSD code today and simplify your financial journey.

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