Best 15 Online Payment Processing Platforms in Nigeria

E-Collins

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Best 15 Online Payment Processing Platforms in Nigeria
Posted on: November 13, 2018, 01:47:11 AM
Online Payment Processing Platforms can be seen as those platforms designed to help you carry out transactions online such as bank transfers, payment for goods and services etc.

In Nigerian, we have lots of online payment processing platforms that allow you to receive and make payment through their websites or through merchant website and Apps, in most cases you only need your ATM card to handle any transaction online using your personal computer or smartphones.

List of online payment processing platforms in Nigeria


As I said earlier there are many online payments processing systems in Nigeria which I will be listing below and as well explain how they function.

Interswitch/Quickteller

Interswitch was launched in 2015 as a payment processing platform that allows Small, Medium and Large Scale businesses to integrate and accept online payment from their customers as they recently launched Quickteller, a consolidated payment scheme that offers cardholders convenience and the ability to carry out ATM transactions other than cash withdrawals such as sending and receiving money, Buy airtime and data, pay their bills and lots more.

Interswitch can be integrated on your website if you are a merchant that wish to receive payment for product and services online through your website suitable for small businesses, online merchants, individuals etc

Features

⇒ Direct driving and monitoring (including states and screens)
⇒ Transaction routing and switching
⇒ Remote key development
⇒ Value-added services (bill payments, funds transfers, virtual top-up)
⇒ Management information and reporting

Website: https://www.interswitchgroup.com/ or https://www.quickteller.com/

Paga

Paga is a merchant based online payment system that allows Nigerians to receive money from other Paga customers, on the other hand Paga allows individuals to fund their Paga online account through their bank and use the money in their account to handle other payments such as Nepa bills, cable TV subscriptions and as well send money to other Paga users.

To make transactions convenient and easier Paga created a shortcode my242 (*242#) that enables their users to handle their transaction with ease using a shortcode, they also have an Android app that can be downloaded from Google play store.

Contact:
0700-000-PAGA (0700-000-7242)
01-2777160
service@mypaga.com
website: www.mypaga.com

Voguepay

Voguepay is another online payment processing platform that allows you to send and receive payment easily from anyone, in any currency. Accept payment through Card transaction and Bank transfers

Voguepay platform is categorized into a personal account for personal users and business account for Small, Medium and Large Scale businesses to integrate and accept online payment from their customers.

Features.

⇒ Voguepay allows local  and international payments
⇒ Accept different currencies
⇒ Business Intelligence and analytics tools.
⇒ Accept payment in bitcoin
⇒ Free integration and more.

Contact email: SUPPORT@VOGUEPAY.COM
Website: https://voguepay.com/

Remita

Remita might not be familiar to you but they are one of the best online processing systems in Nigeria specifically designed for small, medium and large scale business owners to help them integrate and accept online payment from their customers directly from their website or mobile app.

Features

View all your Balances, On One Screen
Remita lets you see all your bank account balances, from any bank, on one screen.

Get Paid Easier
Easily get paid by simply generating and sharing payment requests (or e-Invoices) with family, friends, and customers.

Experience True Work-Life Balance
Enjoy the convenience of switching easily from your personal to business accounts, and back again, whenever the need arises.

Easier Payroll for All Businesses
Whether you're a 2 or 200,000 sorganizationisation, Remita can help manage your payroll & HR management needs.

Website: https://www.remita.net/

ETranzact

eTranzact is the best and Nigeria’s first award-winning multi-application and multi-channel electronic transaction switching and payment processing platform covering other countries which includes Nigeria, Ghana, Kenya, Zimbabwe, South Africa, Cote d’Ivoire, and UK etc.

eTranzact as a Switch processes payment requests from multiple channels – Web, ATM, POS, mobile, etc using automated procedures. The switching platform validates transaction requests after running security checks on the payment cards. The system ensures there are no security breaches during the transaction processing by encrypting all card information using tripleDES technology, thus protecting the card information.

ETranzact was launched in September 2003, and has today evolved into a brand with the global reach extending its innovative services to include products which cut across virtually all aspects of the e-payment space; ATM, Internet, POS, and Mobile. The company currently has operations in six other countries around the world; South Africa, Ghana, Zimbabwe, Kenya, Cote d'Ivoire, and the United Kingdom.

You might like to read:

5 Trusted Websites to Buy and Sell Bitcoin in Nigeria
How to Get Loan and Airtime from Quickteller without stress
How to get Loan upto N500,000 with Gtbank Salary Advance Request

ZENITH BANK GlobalPAY

Zenith bank created a web-based payment platform called Globalpay that allows individuals and business owners to integrate and accept online payment from their customers on their own website and mobile app.

With a one-time Zenith Bank Globalpay integration, you will be able to receive payments from a wide variety of locally and internationally issued credit and debit cards. This solution gives your business a global outlook and vastly expands your potential customer base.

Features

⇒ Acceptance of locally and internationally issued cards – Interswitch, eTranzact, VISA and Mastercard
⇒ Instant online payments
⇒ Easy integration and transaction statistics
⇒ Increases your purchasing power.
⇒ Enhances security via 3-D Security implementation.
⇒ Provides extreme convenience.
⇒ Increases sales & cashless transactions

Website: https://www.zenithbank.com/

Simplepay

SimplePay Payment is an online payment Gateway that allows all business owners and individuals with an email address to conveniently and easily send and receive payments online with no stress

Simplepay online payment platform is perfect for small businesses, online merchants, individuals and others currently underserved by traditional payment mechanisms while allowing users to send payments for free through Personal computers and smartphones.

The online payment platform will suspend any registered persons or account that is found to be involved in any fraudulent or malicious activity, including impersonating a representative or attempting to gain other users passwords. Any decision made by, its officers, or representatives will be final.

Website: https://www.simplepay4u.com/

GTBANK GTPay

This list will not be complete without mentioning GTPay which is among the best web-based payment platform in Nigeria offering individuals and business owners the opportunity to easily integrate and accept online payment from their customers on their own website and mobile app

Features

⇒ Convenient means of payment
⇒ Acceptance of both local and international cards
⇒ Global reach for merchants
⇒ Promotes cashless transactions
⇒ Instant value for successful transactions

Website: https://www.gtbank.com/

Alertpay

Alertpay has been online for a while now helping individuals and small, medium and large scale businesses to integrate and accept online payment from their customers

Features

⇒ Instant online payments
⇒ Easy integration and transaction statistics
⇒ Increases your purchasing power.
⇒ Provides extreme convenience.
⇒ Increases sales & cashless transactions

Website: https://www.payza.com/

Other Online/Web based payment platforms

I have justed finished listing the most popular online payment processing platforms in Nigerian but there are other platforms similar to those ones I mentioned above.

UBA UCollect
CASHENVOY
2checkout
FASTECASH
VTN
Softpurse

Finally, remember that each online payment processing platform has their own terms and conditions and I recommend you to carefully read the terms and conditions before joining of the platform.

« Last Edit: November 13, 2018, 03:02:48 AM by Everest »

Festus David

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Re: Best 15 Online Payment Processing Platforms in Nigeria
#1 Posted on: March 03, 2022, 06:55:13 AM
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